What is the approval of a payroll loan?



 


The registration of the payroll loan is one of the most important steps in the process of contracting the payroll loan.

The process has undergone some changes and now happens online, which speeds up the release of money. Continue reading this article and discover more details about how the registration of payroll loans works.


Record of the consigned loan

The registration of the payroll loan consists of releasing the amount of the monthly credit installment and authorizing the discount in the payroll or payroll. The contract passes to the bank, which sends the document to be authorized by the paying agency. For INSS retirees and pensioners, beneficiaries of BPC or Lifetime Monthly Income and Auxílio Brasil, the process is carried out through Dataprev. For federal public servants, the payroll registration process is done through SouGov.br. Finally, for state and municipal public servants, the process is carried out through the Human Resources Department of the employing entity.

How does the payroll loan record work?


Currently, the registration of the payroll loan is taking place almost immediately. This is because the registration process went digital, thereby streamlining the methodology that previously took 24 hours to three business days to complete. Attention: The registration period for payroll loans is not the same as that for the portability of payroll loans.

How do I know if my shipment has been registered?

 It is possible to find out if the payroll loan contract has been registered by contacting the financial institution. It is also possible to make the consultation through the Meu INSS portal, accessing the application or website, in the "Schedules/Requirements" option. 



What is non-verbation?

Margin or contract cancellation can occur in two cases: Rescission of the contract: release of the margin that was consigned in the loan, after the extinction of the contract. Portability or refinancing: when the previous contract is terminated or liquidated and replaced by another. In the case of credit portability or refinancing with another bank, the current bank is required by law to make the withdrawal. The new contract must go through the same registration process as the payroll. The cancellation period is generally two days on average, but may vary depending on each situation.


Do you want to take out a payroll loan?

In meutudo you can simulate your loan and contract directly through the application or web. In addition to having a hassle-free platform, 100% online and a qualified service team to help you with any problem. We are a platform specialized in discounted payroll loans for INSS beneficiaries and, currently, we serve retirees, pensioners, BPC or RMV and Auxílio Brasil. Our mission is to improve the customer experience throughout the contracting process and monitoring of your loan proposal. With total security and transparency, 30% lower rates, contracts in less than 10 minutes and follow everything through the web or app. Meet Meutudo and prove it! To always stay informed about the news of payroll loans, register in the following form and receive the content weekly in your email



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